Reference 1
- Principal
- INR 1 L
- Rate
- 8%
- Tenure
- 10 years
- Annual
- INR 2.16 L
- Quarterly
- INR 2.21 L
- Monthly
- INR 2.22 L
ਵਿੱਤ
Compound Interest Calculator
Calculate compound interest with daily, monthly, quarterly, or annual compounding frequencies for Indian savings and investment planning.
ਫਾਰਮੂਲਾ ਵਿਆਖਿਆ
A = P x (1 + r / n) ^ (n x t)Compound interest adds earned interest back into principal at each compounding interval, so future interest is earned on both original principal and prior interest.
Step-by-Step Example
- 1Convert annual interest rate into decimal form.
- 2Choose compounding frequency: daily 365, monthly 12, quarterly 4, or annually 1.
- 3Divide annual rate by compounding periods to get periodic rate.
- 4Raise the growth factor to total periods and multiply by principal.
Sources & assumptions
SEBI Investor: compound interest
Compounding principles. Returns are assumptions, not guaranteed investment performance.
Reference
ਬੈਂਚਮਾਰਕ ਟੇਬਲ
Compare common scenarios quickly. Scroll horizontally on smaller screens.
Reference 2
- Principal
- INR 5 L
- Rate
- 10%
- Tenure
- 10 years
- Annual
- INR 12.97 L
- Quarterly
- INR 13.43 L
- Monthly
- INR 13.54 L
Reference 3
- Principal
- INR 10 L
- Rate
- 12%
- Tenure
- 15 years
- Annual
- INR 54.74 L
- Quarterly
- INR 59.07 L
- Monthly
- INR 59.96 L
ਅਕਸਰ ਪੁੱਛੇ ਸਵਾਲ
For the same nominal annual rate, more frequent compounding gives a slightly higher maturity amount. Daily is usually highest, followed by monthly, quarterly, and annual.
CAGR measures annualized growth between two values, while compound interest estimates future value from principal, rate, time, and compounding frequency.
No. This calculator handles one principal amount. Use SIP or recurring deposit logic for regular monthly contributions.
Monthly compounding adds interest to principal more often than quarterly compounding, so interest starts earning interest sooner.
Maturity amount
INR 2.21 L