Does new टैक्स regime allow 80C और 80D?

No. Common deductions such as 80C और 80D are generally not available under new regime, while सैलरी standard deduction is available.

Is cess included in टैक्स comparison?

Yes. कैलकुलेटर adds 4% स्वास्थ्य और education cess after slab टैक्स और eligible rebate.

Does this include surcharge?

टैक्स engine includes ordinary-income surcharge और marginal relief, Section 87A relief और 4% cess. This comparison models resident salaried individuals below age 60. Special-दर income such as capital gains और professional टैक्स are excluded.

वित्त और टैक्स

Old vs New टैक्स Regime कैलकुलेटर

Compare Indian income टैक्स payable under old और new regimes for FY 2024-25 और FY 2025-26 के साथ standard deduction, 80C, और 80D.

मुख्य शब्द

इनपुट बदलें

Financial वर्ष

वार्षिक gross सैलरी

INR

1000005000000

Section 80C deductions

INR

0150000

Section 80D deductions

INR

0100000

फॉर्मूला समझाएं

Tax payable = slab tax after eligible rebate + 4% health and education cess

old regime allows common deductions such as standard deduction, 80C, और 80D. new regime limits most deductions but offers lower slabs, a सैलरी standard deduction, और larger rebate eligibility.

स्टेप-बाय-स्टेप उदाहरण

1गणना करें old-regime taxable income after standard deduction, 80C, और 80D.
2गणना करें new-regime taxable income after applicable standard deduction only.
3Apply selected FY slab rates, then reduce टैक्स by eligible Section 87A rebate.
4Add 4% cess और compare final टैक्स payable under both regimes.

Sources & assumptions

Income Tax Department: AY 2026–27

FY 2025–26 slab and rebate reference. This calculator models ordinary salary income for resident individuals below age 60.

संदर्भ

बेंचमार्क तालिका

आम परिदृश्यों की जल्दी तुलना करें। छोटे स्क्रीन पर क्षैतिज स्क्रॉल करें।

संदर्भ 1

Gross Income: INR 8 L
Deductions: INR 1.75 L
FY 2024-25 Better: New regime
FY 2025-26 Better: New regime

संदर्भ 2

Gross Income: INR 12 L
Deductions: INR 1.75 L
FY 2024-25 Better: Old regime often close
FY 2025-26 Better: New regime

संदर्भ 3

Gross Income: INR 18 L
Deductions: INR 2.5 L
FY 2024-25 Better: Depends on deductions
FY 2025-26 Better: New regime often lower

संदर्भ 4

Gross Income: INR 25 L
Deductions: INR 3 L+
FY 2024-25 Better: Old can compete
FY 2025-26 Better: Compare both

Gross Income	Deductions	FY 2024-25 Better	FY 2025-26 Better
INR 8 L	INR 1.75 L	New regime	New regime
INR 12 L	INR 1.75 L	Old regime often close	New regime
INR 18 L	INR 2.5 L	Depends on deductions	New regime often lower
INR 25 L	INR 3 L+	Old can compete	Compare both

अक्सर पूछे जाने वाले प्रश्न

better regime depends on income और deductions. FY 2025-26 new-regime slabs और rebate make new regime attractive for many salaried taxpayers, but high deductions can still favor old regime.

New Regime is better by

₹1,11,800.00

विवरण