संदर्भ 1
- Principal
- INR 1 L
- दर
- 8%
- कालावधी
- 10 वर्षे
- वार्षिक
- INR 2.16 L
- Quarterly
- INR 2.21 L
- मासिक
- INR 2.22 L
फायनान्स आणि टॅक्स
Compound व्याज कॅल्क्युलेटर
गणना करा compound व्याज सह daily, मासिक, quarterly, किंवा वार्षिक compounding frequencies for Indian savings आणि गुंतवणूक planning.
फॉर्म्युला स्पष्टीकरण
A = P x (1 + r / n) ^ (n x t)Compound व्याज adds earned व्याज back into principal at each compounding interval, so future व्याज is earned on both original principal आणि prior व्याज.
पायरी-पायरीने उदाहरण
- 1Convert वार्षिक व्याज दर into decimal form.
- 2Choose compounding frequency: daily 365, मासिक 12, quarterly 4, किंवा annually 1.
- 3Divide वार्षिक दर by compounding periods to get periodic दर.
- 4Raise growth factor to एकूण periods आणि multiply by principal.
Sources & assumptions
SEBI Investor: compound interest
Compounding principles. Returns are assumptions, not guaranteed investment performance.
संदर्भ
बेंचमार्क तालिका
आम परिदृश्यों की जल्दी तुलना करें। छोटे स्क्रीन पर क्षैतिज स्क्रॉल करें।
संदर्भ 2
- Principal
- INR 5 L
- दर
- 10%
- कालावधी
- 10 वर्षे
- वार्षिक
- INR 12.97 L
- Quarterly
- INR 13.43 L
- मासिक
- INR 13.54 L
संदर्भ 3
- Principal
- INR 10 L
- दर
- 12%
- कालावधी
- 15 वर्षे
- वार्षिक
- INR 54.74 L
- Quarterly
- INR 59.07 L
- मासिक
- INR 59.96 L
नेहमी विचारले जाणारे प्रश्न
For same nominal वार्षिक दर, more frequent compounding gives a slightly higher मॅच्युरिटी रक्कम. Daily is usually highest, followed by मासिक, quarterly, आणि वार्षिक.
CAGR measures annualized growth between two values, while compound व्याज estimates future मूल्य from principal, दर, time, आणि compounding frequency.
No. This कॅल्क्युलेटर handles one principal रक्कम. Use SIP किंवा recurring deposit logic for regular मासिक contributions.
मासिक compounding adds व्याज to principal more often than quarterly compounding, so व्याज starts earning व्याज sooner.
मॅच्युरिटी रक्कम
INR 2.21 L