Reference 1
- Investment
- INR 1 L
- 8% for 10Y
- INR 2.16 L
- 12% for 10Y
- INR 3.11 L
- 12% for 15Y
- INR 5.47 L
- 15% for 15Y
- INR 8.14 L
वित्तम्
Lumpsum Calculator
Estimate the future value of a one-time mutual fund investment using expected annual return and investment duration.
सूत्रव्याख्या
A = P x (1 + r) ^ tLumpsum compounding applies the expected annual return to the entire one-time investment for the full investment duration.
Step-by-Step Example
- 1Start with the one-time principal amount invested today.
- 2Convert expected annual return from percentage to decimal.
- 3Raise 1 plus the return rate to the number of investment years.
- 4Multiply principal by the compounded growth factor to estimate maturity value.
Sources & assumptions
SEBI Investor: compound interest
Compounding principles. Returns are assumptions, not guaranteed investment performance.
Reference
Benchmark Table
Compare common scenarios quickly. Scroll horizontally on smaller screens.
Reference 2
- Investment
- INR 5 L
- 8% for 10Y
- INR 10.79 L
- 12% for 10Y
- INR 15.53 L
- 12% for 15Y
- INR 27.37 L
- 15% for 15Y
- INR 40.69 L
Reference 3
- Investment
- INR 10 L
- 8% for 10Y
- INR 21.59 L
- 12% for 10Y
- INR 31.06 L
- 12% for 15Y
- INR 54.74 L
- 15% for 15Y
- INR 81.37 L
प्रश्नोत्तराणि
It estimates how much a one-time investment may grow over time at a chosen expected annual return.
Lumpsum can outperform when markets rise after investment, but SIP reduces timing risk by spreading investments over time.
No. It estimates pre-tax investment growth and does not deduct exit load, expense ratio impact, STCG, LTCG, or other taxes.
Use conservative assumptions based on the asset class. Debt funds, hybrid funds, and equity funds have very different risk-return profiles.
Estimated maturity value
INR 15.53 L