સંદર્ભ 1
- Gross Income
- INR 8 L
- Deductions
- INR 1.75 L
- FY 2024-25 Better
- New regime
- FY 2025-26 Better
- New regime
ફાઇનાન્સ અને ટેક્સ
Old vs New ટેક્સ Regime કેલ્ક્યુલેટર
Compare Indian income ટેક્સ payable under old અને new regimes for FY 2024-25 અને FY 2025-26 સાથે standard deduction, 80C, અને 80D.
ફોર્મ્યુલા સમજણ
Tax payable = slab tax after eligible rebate + 4% health and education cessold regime allows common deductions such as standard deduction, 80C, અને 80D. new regime limits most deductions but offers lower slabs, a પગાર standard deduction, અને larger rebate eligibility.
પગલું-દર-પગલું ઉદાહરણ
- 1ગણતરી કરો old-regime taxable income after standard deduction, 80C, અને 80D.
- 2ગણતરી કરો new-regime taxable income after applicable standard deduction only.
- 3Apply selected FY slab rates, then reduce ટેક્સ by eligible Section 87A rebate.
- 4Add 4% cess અને compare final ટેક્સ payable under both regimes.
Sources & assumptions
Income Tax Department: AY 2026–27
FY 2025–26 slab and rebate reference. This calculator models ordinary salary income for resident individuals below age 60.
સંદર્ભ
બેન્ચમાર્ક ટેબલ
સામાન્ય પરિસ્થિતિઓની ઝડપથી તુલના કરો. નાની સ્ક્રીન પર આડું સ્ક્રોલ કરો.
સંદર્ભ 2
- Gross Income
- INR 12 L
- Deductions
- INR 1.75 L
- FY 2024-25 Better
- Old regime often close
- FY 2025-26 Better
- New regime
સંદર્ભ 3
- Gross Income
- INR 18 L
- Deductions
- INR 2.5 L
- FY 2024-25 Better
- Depends on deductions
- FY 2025-26 Better
- New regime often lower
સંદર્ભ 4
- Gross Income
- INR 25 L
- Deductions
- INR 3 L+
- FY 2024-25 Better
- Old can compete
- FY 2025-26 Better
- Compare both
વારંવાર પૂછાતા પ્રશ્નો
better regime depends on income અને deductions. FY 2025-26 new-regime slabs અને rebate make new regime attractive for many salaried taxpayers, but high deductions can still favor old regime.
No. Common deductions such as 80C અને 80D are generally not available under new regime, while પગાર standard deduction is available.
Yes. કેલ્ક્યુલેટર adds 4% હેલ્થ અને education cess after slab ટેક્સ અને eligible rebate.
ટેક્સ engine includes ordinary-income surcharge અને marginal relief, Section 87A relief અને 4% cess. This comparison models resident salaried individuals below age 60. Special-દર income such as capital gains અને professional ટેક્સ are excluded.
New Regime is better by
₹1,11,800.00